Buy XRP in Seconds

Buy XRP securely with card or instant bank transfer. Start with as little as $1.

XRP (XRP) Price Performance

The current XRP price is $0.51721 as in the last 24 hours its value has risen by 1.10%. XRP is down 84.78% from its all-time high of $3.40. XRP ranks number 7 in terms of market capitalization, representing 1.15% of the entire crypto market. XRP is a decentralized currency, which means you can buy, sell, and exchange it without having to rely on traditional monetary systems.

Why BitMerchants Is the Right Place to Buy XRP

Buy Instantly

Buy BTC with card or instant bank transfer and get up to 0.5% in crypto rewards back..

Start with Just $1

Start with as little as $1 and go up to $15,000 in just one purchase.

Get Excellent Prices

Get the most cost-efficient price across the top 10 crypto exchanges worldwide.

Stay Secure

Benefit from a top-tier insurance secured by BitMerchants trusted custodians.

How to Buy XRP

Once you open your bitMerchants account and verify your identity, then you have to:

Select Asset

Click on the “Buy” button on your Dashboard and select the desired asset.

Enter Amount

Select the amount you want to buy and choose your payment method.

Complete the Purchase

Preview your transaction details, and confirm the purchase. It's that easy!

What Can You Do with Your XRP?

Earn Interest

Start earning daily compounding interest on your BTC immediately with our Earn on Crypto suite.

Exchange Seamlessly

Swap any asset for BTC with zero fees and fixed-price execution on BitMerchants Crypto Exchange.

Borrow Instantly

Borrow funds from 2.9% APR without selling your BTC with BitMerchants Instant Crypto Credit Lines.

Spend Without Selling

Spend the value of your Bitcoin without selling it, all while getting up to 2% back in crypto rewards.

Boost Your Profits

Leverage against your BTC to acquire up to 3x more of your desired crypto with the BitMerchants Booster.

Send Bitcoin

Make free, instant BTC transfers to all your friends, family, or colleagues as long as they have a BitMerchants account.

FAQs

Find answers to all your questions about buying Bitcoin on bitMerchants.

First, you have to verify your identity which only takes a couple of minutes. Once you pass verification, then:

  1. From the Dashboard, tap on the “Add Funds” option and select the “Credit/Debit Card”.

  2. Pick XRP and enter how much you would like to spend.

  3. Enter your credit or debit card details.

  4. Confirm your purchase and you’re done! Your funds will instantly appear in your BitMerchants

  5.  account.

By making a successful purchase of crypto, your card details are automatically saved so you can select that card for future transactions. There is no limit as to how many cards you add to your account.

You can also choose to complete a purchase with Apple Pay or Google Pay.

You can top up USD, EUR, or GBP from your local bank via a secure bank transfer. EUR and GBP transfers are instant, while USD wires generally take up to 2 business days to be reflected in your account.

Once your funds arrive, simply go to the Exchange tab inside the BitMerchants app and swap them for the amount of XRP you want.

As XRP is infinitely divisible, it is possible to purchase just a fraction of the currency. BitMerchants allows you to buy as little as $1 worth of XRP.

Users take many variables into consideration when deciding how much XRP to buy. Supply, demand, availability, competing cryptocurrencies, and investor sentiment are key indicators of XRP’s utility.

As predicting the market is proving to be a hard task, questions such as “When is the right time to buy XRP?” and “Is it too late to buy XRP?” should be answered with regard to every user’s understanding of and trust in the technology.

To earn instant crypto rewards, make sure the ratio of BitMerchants Tokens in your account against the rest of your portfolio is at least 1%. The rewards you get depend on your Loyalty tier – the higher your Loyalty tier is, the more rewards you’ll get.

If you want to get the maximum reward rate of 0.5%, join the Platinum Loyalty tier by maintaining the ratio between BitMerchants Tokens against the rest of your portfolio at 10% or more.

Example

Let’s say you stay within  Platinum Loyalty tier and you buy $5,000 worth of XRP via the BitMerchants Exchange. That means you’ll get $25 worth of XRP in instant cashback:

$5,000*0.5% = $25 in XRP

To find out the exact cashback rates for each tier, visit our Help Center.

Note: The total crypto rewards paid are limited up to $100,000 in exchange volume per month. That means you’ll get rewarded until your total monthly amount of swaps reaches $100,000. That limit resets back to $0 on the 1st day of each month.

You start earning interest automatically the next day after you add XRP to your BitMerchants app. If you want to increase the amount of interest you earn by up to 2% you can opt to receive your interest in BitMerchants

The amount of crypto rewards you receive is based on your Loyalty Tier, with higher tiers getting the most. If you want to maximize your rewards, join the Premium Loyalty tier by holding at least 10% of your Portfolio Balance in BitMerchants

For instance, if you spend $5,000 to purchase BTC through the  Exchange and maintain the Platinum Loyalty tier, you will receive $25 worth of BTC as instant crypto reward:

$5,000 * 0.05% = $25 in BTC

For a complete breakdown of the crypto rewards for each tier, refer to our Help Center

It is important to note that the total crypto rewards paid are capped at up to $100,000 in exchange volume per month. Therefore, you can get rewards until your total monthly amount of swaps reaches $100,000, after which the limit resets to $0 on the 1st day of every each month,

The security of the assets in your BitMerchants Account is guaranteed by our industry-renowned custodians and the leading authorities in compliance and includes:

  • Insurance from our custody partners via Lloyd’s of London and Marsh & Arch.

  • The finest custody solutions in the blockchain space, provided by SOC 2 Type 2 certified Fireblocks, Ledger Vault, and other partners.

  • Military-grade 256-bit encryption and fraud monitoring mechanisms, guaranteeing the safety of your funds.

  • ISO/IEC 27001:2013 accredited information security management systems.

You can learn more about our security and insurance here.

Ready to Start?

Buy, earn, swap and borrow against your XRP instantly and securely on BitMerchants