Borrow without selling your crypto with rates as low as 2.9%. Just top up and your credit line is immediately available.
Get as much or as little as you want, whenever you want with the most flexible crypto credit line out there.
You are approved within seconds and you get the funds within 24 hours in most cases.
Select between EUR, USD, or GBP or borrow in stablecoins using USDT or USDC.
Borrow against not just one cryptocurrency, but your whole digital asset portfolio.
Pay off your balance partially or fully when you want with no fixed payment schedule.
Choose between fiat, crypto, or a combination of both to repay your credit line.
Spend your credit line at over 100 million merchants with the BitMerchants Card.
Join our Loyalty Program and get funds at low cost! Just enable our Low-Interest Borrowing feature to automatically keep your LTV ratio below 20% and enjoy our best rates.
Enter the amount you’d like to borrow to find out how much collateral is required.
It’s the best experience you’ve ever had with obtaining funds. All you have to do is:
Click on the "Top Up" button. Copy the top-up address and transfer the assets you wish to use as collateral.
Once you top up, you will be able to borrow immediately with no credit checks. Your available limit will be calculated depending on the value of your assets.
Withdraw your funds without any delays. You will be charged interest only on the amount you actually borrow.
Thanks to its direct link to your credit line, the free BitMerchants Card is great for quick spending on everyday purchases.
A variety of digital assets can be used as collateral to secure your Instant Crypto Credit Line.
Stablecoins are received instantly to your BitMerchants account and local fiat transfers take up to 1 business day.
First, you have to verify your identity which only takes a couple of minutes. Once you pass verification, then:Â
To earn instant crypto rewards, make sure at least 1% of your Portfolio Balance consists of BitMerchants Tokens. The rewards you get depend on your Loyalty Tier – the higher your Loyalty tier is, the more crypto you’ll earn.
If you want to get the maximum reward of 0.5%, join the Premium Loyalty tier by holding at least 10% of your Portfolio Balance in BitMerchants.Â
Example
Let’s say you stay within BitMerchants Premium Loyalty tier and you buy $5,000 worth of BTC via the BitMerchants Exchange. That means you’ll get $25 worth of BTC in instant rewards:
$5,000*0.05% = $25 in BTC
To find out the exact reward rates for each tier, visit our Help Center.Â
Note: The total crypto rewards paid are limited to up to $100,000 in exchange volume per month. That means you’ll be earning rewards until your total monthly amount of swaps reaches $100,000. That limit resets back to $0 on the 1st day of each month.
Funding your account with USD, EUR, or GBP from your bank is easy.
If you already have crypto assets, you can deposit them to your BitMerchants account easily.
Receive and send crypto to your friends on BitMerchants with a few taps on the BitMerchants app. To send crypto:
If you want to receive crypto.
The security of the assets in your BitMerchants Account is guaranteed by our industry-renowned custodians and the leading authorities in compliance and includes:Â
You can learn more about our security and insurance here.
Our products are even more powerful when used together.
All BitMerchants Card purchases are deducted from your available credit line while your portfolio remains intact.
With BitMerchants Earn Interest Product, you can get daily compound interest on your idle digital assets.
Buy up to 3 times more crypto with the BitMerchants Booster. Use your newly-acquired assets as collateral for a crypto credit.
Open your BitMerchants account right now and monetize your digital assets within minutes.
All or part of the BitMerchants Services, some features thereof, or some Digital Assets, are not available in certain jurisdictions, including where restrictions or limitations may apply, as indicated on the BitMerchants Platform and in the relevant general terms and conditions.
Copyright 2024 BitMerchants. All rights reserved.
All or part of the BitMerchants Services, some features thereof, or some Digital Assets, are not available in certain jurisdictions, including where restrictions or limitations may apply, as indicated on the BitMerchants Platform and in the relevant general terms and conditions.
Copyright 2024 BitMerchants. All rights reserved.
